Community & Economic Development (CED) | SEARP&DC
Community & Economic Development (CED) | SEARP&DC
Our Mission
The SEARP&DC Community & Economic Development (CED) department provides a wide range of professional administrative services to the seven southeastern Alabama counties: Barbour, Coffee, Covington, Dale, Geneva, Henry, and Houston. The CED staff is specifically trained and experienced in grant writing, grant administration, planning, and economic development.
The CED department works toward the total utilization and diversification of the region’s development and manufacturing potentials. This is accomplished through accurate assessment of present industrial capabilities and future population projections, and planning to obtain and access various Federal and State programs. Programs such as EDA, CDBG, USDA/Rural Development and others have provided local access to economic development grants and loans assisting start-up and expansions of businesses as well as the development of infrastructure and industrial parks throughout the region. The CED department also provides technical assistance to regional member governments and businesses on a continuous basis.
SEARP&DC offers a range of services to Southeast Alabama’s business and industrial community. The services include Business Development Financing assistance and Industrial Infrastructure Development. The CED department provides vital development assistance through various grant and loan programs, which assist businesses and industries and create permanent jobs for the region.
Services provided by our staff include:
Planning
Services
Comprehensive Planning
Zoning Ordinance Creation
and Revision
Land Use Planning
Transportation Planning
Subdivision Regulations
CDBG Planning Fund Grant Preparation and Administration
Grant
Services
SEARP&DC assist communities in the region with grant writing and grant administration. Listed below are links to some of the grant programs the Community and Economic Development Departments can assist communities to obtain:
- Community Development Block Grants (CDBG)
- Economic Development Infrastructure Grants (ED)
- Planning Fund Grants
- Federal Emergency Management Agency Grants (FEMA)
- Recreation Grants
- Delta Regional Authority
Alabama State Data
Center Affiliate
SEARP&DC is an Alabama State Data Center Affiliate that provides convenient access to census and other socioeconomic data. For more information please contact:
For Data Requests, Contact:
Rachel Armstrong
Phone:
(334) 794-4093 ext. 1411
Mapping
Services
Mapping services are available for communities in the SEARP&DC region. These services include:
- Infrastructure mapping of sewer, water, gas, electric, and drainage facilities.
- County, state, and federal transportation maps.
- Redistricting maps depicting district boundaries and associated demographics
- Zoning maps.
- Census Geography maps showing tract and block data.
- Other customized maps depend on a community’s needs.
Technical Assistance
& Local Support
SEARP&DC assist communities in the region with grant writing and grant administration. Listed below are links to some of the grant programs the Community and Economic Development Departments can assist communities to obtain:
- Community Development Block Grants (CDBG)
- Economic Development Infrastructure Grants (ED)
- Planning Fund Grants
- Federal Emergency Management Agency Grants (FEMA)
- Recreation Grants
- Delta Regional Authority
Business Financing
Direct loans made by SEARP&DC to promote, stimulate, develop and advance business prosperity, economic welfare and to create and retain permanent jobs in rural areas of Southeast Alabama. Our Revolving Loan Fund (RLF), Intermediary Relending Program (IRP) and Microloan programs can provide needed capital to for-profit new or expanding industries and businesses. Land, buildings, equipment, and permanent working capital are among the activities eligible for financial assistance from SEARP&DC. We want to be your partners in creating and retaining permanent jobs, while strengthening Southeast Alabama’s economy. All projects must meet program guidelines and be creditworthy.
Revolving Loan Fund
Revolving Loan Funds (RLF) are locally controlled sources of capital which may be used to finance start-up and existing businesses whose projects will create permanent jobs. The Revolving Loan Funds are not established to compete with the lending community but to complement it by providing gap financing between what the bank can reasonably lend on a project and what the business can provide in equity. By taking a subordinate position, SEARP&DC can spread the risk of your project among several capital sources, making it more attractive for private sector financing.
- Fixed asset financing (land, building construction/renovation, purchase of land and buildings, machinery and equipment).
- Below-market and fixed-rate long-term financing.
- Loans must be adequately collateralized.
- Loan terms available up to 15 years.
- Businesses must provide at a minimum 10% of the project cost in cash equity.
- Borrower pays all closing costs and fees associated with program.
- Must create or retain jobs.
- Maximum loan amount is $250,000.
Intermediary Relending Program
The SEARP&DC Intermediary Relending Program (IRP) is a business financing program providing below market fixed rate loans for development projects in rural areas of Barbour, Coffee, Covington, Dale, Geneva, Henry and Houston Counties. Development projects within the city limits of the City of Dothan are not eligible. Program funding originated through USDA/Rural Development, and their loan guidelines and environmental regulations apply.
- Fixed asset financing (land, building construction/renovation, purchase of land and buildings).
- Below-market and fixed-rate long-term financing.
- Loans must be adequately collateralized.
- Loan terms available up to 15 years.
- Businesses must provide at a minimum 10% of the project cost in cash equity.
- Borrower pays all closing costs and fees associated with program.
- Must create or retain jobs.
- Maximum loan amount is $150,000.
Microloan Programs
The Microloan programs are locally controlled sources of capital used to finance startup, expanding businesses and entrepreneurial projects. The Microloan programs are available depending on project needs. SEARP&DC operates two Microloan programs.
The Dothan-Houston County Microloan Fund was developed through a joint effort of the Dothan Area Chamber of Commerce, SEARP&DC, area lending institutions and the Wiregrass Foundation.
The USDA/Rural Development Microloan Fund is funded through the United States Department of Agriculture/Rural Development.
- Fixed asset financing (land, building construction/renovation, purchase of land and buildings, machinery and equipment).
- Working capital.
Interest ranges from New York Prime plus 2% to 4%. - Loan terms available up to 5 years.
- Businesses must provide at a minimum 10% of the project cost in cash equity.
- Borrower pays all closing costs and fees associated with program.
- Must create or retain jobs.
- Loans are available from $4,000 to $20,000